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Texas Car Insurance Tips for Accidents

Whether you are a beginer driver or have been driving for years, when and if you have an accident it can be very scary. Listed below are a few tips to use if you are in an accident.

  1. It is very important that you remain calm.
  2. Take a moment to make sure you are okay, if you have passengers with you make sure they are fine too.
  3. If there was another vehicle involved, check to make sure all are okay.
  4. Call 911 if anyone involved needs emergency medical attention.
  5. Call 911 for the police to come out.
  6. Make sure your vehicle is out of the way if it is still driveable, move it to the side of the road so you are not blocking traffic.
  7. If you are a young driver call your parents.
  8. Make a note of the police department and ambulance that responds to your call. You should also record the name of the attending officer.
  9. Write down all the other drivers information. ( Name, address, home phone number, work number, Insurance agent and phone, policy number, vehicle information, year/make/model of car, VIN, effective date of insurance)
  10. Witnesses play important roles in accidents, get their names, addresses, and phone numbers.
  11. Do not talk to anyone about the accident unless it is a police officer.
  12. If you are scared or shaken up and are afraid to drive, call and have someone come and get you.
  13. Call your insurance claims department.
  14. It is also a good idea to carry a disposable camera in your glove compartment to take pictures of the accident. Record anything you feel is unusual.

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